When planning a trip, purchasing travel insurance is one of the most important steps to ensure peace of mind. Travel insurance helps cover unexpected events such as trip cancellations, medical emergencies, and lost luggage, giving travelers the confidence to enjoy their adventures without worrying about the unknown. In 2025, a variety of travel insurance providers offer robust coverage, each with unique benefits. Here are the top 10 best travel insurance companies to consider for your next trip.
1. World Nomads
Overview: World Nomads is renowned for providing comprehensive travel insurance specifically designed for adventurous travelers. The company covers a wide range of activities, including extreme sports and outdoor adventures like scuba diving, hiking, and skiing.
Why Choose Them?: They offer flexible plans for short and long-term travel, including emergency medical expenses, trip cancellations, and lost baggage. They also provide 24/7 global support, making it a great choice for backpackers, solo travelers, and those going off the beaten path.
Key Features:
- Coverage for adventure sports
- Flexible policies for long-term travel
- 24/7 emergency assistance
2. Allianz Travel Insurance
Overview: Allianz is one of the largest and most trusted travel insurance companies globally, with a variety of plans to suit different types of travelers. They offer excellent customer service and comprehensive coverage for both domestic and international trips.
Why Choose Them?: Allianz provides a range of policies from basic coverage to premium packages, including trip interruption, emergency medical expenses, and baggage loss. Their reputation for customer service is one of the best in the industry.
Key Features:
- Wide selection of plans
- 24/7 customer support
- Coverage for medical emergencies and trip delays
3. Travelex Insurance Services
Overview: Travelex Insurance Services offers some of the most well-rounded travel insurance packages available. They cater to both individual travelers and families, providing peace of mind during vacations, business trips, or cruises.
Why Choose Them?: Travelex is known for its high-quality coverage and affordable prices. Their “Travel Select” plan includes coverage for trip cancellation, medical emergencies, and lost baggage, among others.
Key Features:
- Affordable coverage options
- Multiple policy options for different needs
- 24/7 travel assistance services
4. AXA Assistance USA
Overview: AXA Assistance USA is a trusted provider of travel insurance, offering policies with a broad range of coverage options. They offer both short-term and long-term policies, making them suitable for a variety of travelers.
Why Choose Them?: AXA’s policies are known for their flexibility and high coverage limits. They cover things like emergency medical evacuation, trip cancellation, and lost baggage. They also have a user-friendly claims process and excellent customer support.
Key Features:
- Medical evacuation coverage
- Trip interruption and cancellation protection
- 24/7 emergency assistance
5. Travel Guard by AIG
Overview: Travel Guard, a brand by AIG, is one of the most reputable travel insurance companies. They offer a range of plans, from basic coverage to comprehensive policies, and cater to both leisure and business travelers.
Why Choose Them?: Travel Guard is known for its strong reputation, solid financial backing, and variety of coverage options. Their policies offer protection for trip cancellations, medical emergencies, lost baggage, and more. They also provide 24/7 support for travelers in need.
Key Features:
- Extensive trip cancellation coverage
- Medical expense and evacuation coverage
- Excellent customer service
6. InsureMyTrip
Overview: InsureMyTrip offers a wide range of travel insurance options from top-rated providers. As a comparison website, they give travelers the ability to compare different insurance policies and find the best fit for their needs.
Why Choose Them?: InsureMyTrip makes it easy to compare travel insurance plans from various top providers, helping you find the most suitable and affordable coverage. They offer a wide variety of policy options, including coverage for adventure sports, medical emergencies, and trip interruptions.
Key Features:
- Compare multiple travel insurance providers
- Coverage for adventurous activities
- Easy-to-use website for quotes and policy comparison
7. Berkshire Hathaway Travel Protection
Overview: Berkshire Hathaway Travel Protection is known for its fast claims process and customer-friendly policies. Their travel insurance is known for providing comprehensive coverage with an emphasis on speedy claims resolution.
Why Choose Them?: They offer “AirCare” for flight cancellations and delays, along with comprehensive plans for trip cancellation, medical expenses, and baggage loss. Their customer service is highly rated, with fast claim turnaround times.
Key Features:
- Fast claims process
- Coverage for flight delays and cancellations
- Excellent customer service
8. Generali Global Assistance
Overview: Generali Global Assistance provides a variety of travel insurance plans, including coverage for trip interruption, cancellation, and medical emergencies. Their plans are ideal for families, groups, and frequent travelers.
Why Choose Them?: Generali is one of the largest insurance providers in the world, offering top-tier protection for medical emergencies, trip cancellations, and lost luggage. They also offer 24/7 travel assistance and have an easy-to-use claims process.
Key Features:
- Extensive coverage for medical emergencies
- Protection for trip interruptions
- 24/7 travel assistance services
9. Squaremouth
Overview: Squaremouth is an online travel insurance marketplace that allows you to compare various policies from leading travel insurance providers. Their platform is designed to help you find the best deals on travel insurance and choose coverage that fits your needs.
Why Choose Them?: Squaremouth’s website is intuitive and user-friendly, offering easy-to-understand quotes and coverage comparisons. Whether you’re looking for basic or premium coverage, you can find a plan that works for your specific trip.
Key Features:
- Wide range of providers and policies
- User-friendly comparison tool
- Strong reputation for customer service
10. Seven Corners
Overview: Seven Corners is a provider known for offering comprehensive travel insurance policies that cater to both frequent travelers and those heading abroad for the first time. They offer plans for medical emergencies, evacuation, and trip interruptions.
Why Choose Them?: Seven Corners provides flexible plans that include coverage for medical emergencies, trip cancellations, and lost luggage. Their customer support is available 24/7 to assist travelers in need.
Key Features:
- Flexible coverage options
- 24/7 support and assistance
- Coverage for both medical and non-medical emergencies
Conclusion
When choosing a travel insurance provider, it’s important to consider factors such as your destination, the activities you’ll be engaging in, your health, and your budget. The top 10 companies listed here are reputable, offering robust coverage and excellent customer support. Whether you’re embarking on an adventure, going on a business trip, or planning a family vacation, these travel insurance companies offer peace of mind so you can focus on enjoying your trip.